Donna. com
Turner Network was established on 20 12, mainly engaged in P2P peer-to-peer lending services. Qunar.com is a comprehensive company integrating e-commerce services, investment and financial services, online shopping malls and other Internet services.
You and me.
Your loan was established in June 20 1 1, focusing on the capital development needs of small and medium-sized enterprises, self-employed households and farmers, and has long been committed to the construction and improvement of the national credit system.
Rendai WE wealth management
When it comes to a safe and secure financial platform, then everyone lends money for WE. Renren loan WE financial management is one of the earliest mutual gold platforms in China. Renren loan WE Finance pioneered the risk reserve system and performance report. It is one of the few platforms in China to complete fund deposit and management in banks.
As we all know, Renren Loan adopts the mode of direct bank depository, and an independent depository account is opened for each user in Minsheng Bank. All the capital circulation links in the lending transaction are completed in Minsheng Bank, which realizes the complete isolation of user funds and platform funds and ensures the safety of users' funds to the maximum extent.
Moreover, everyone's WE financial management adopts small-scale decentralized lending, which can control the risk of loan concentration. In order to improve the safety of users' funds, Renren Loan WE Finance also has a strict risk control system to ensure the quality of borrowers. For the borrower, it needs 4 basic information collections, 5 public information screenings, 8 telephone verifications and 35 scorecard data entries to prevent risks from the source of creditor's rights.
In addition, Renren Lending WE Finance also has strong technical support. Renren loan WE Finance adopts CDN technology with protection function, and all personal information of users will be processed by 128-bit encryption technology. It not only ensures the safety of users' funds and transactions, but also effectively eliminates the risk of personal information disclosure.
A good platform needs the precipitation of time and the evaluation of users. As WE all know, among these three platforms, Renren's WE Finance is well received by users and enjoys a good reputation. After years of development, Renren.com's WE financial management not only gives users peace of mind, but also diversified financial management projects, and the expected annualized income is stable and safe. And supported by modern advanced technology. Form a perfect platform system, pay attention to user experience, and effectively serve wealth management users. In addition, everyone's loan WE Finance completed the deposit and management of funds as early as China Minsheng Bank, which also made its funds more secure.
Related Questions and Answers: Related Questions and Answers: How is Renren (Intranet) developing? I saw him rise from a tall building, he entertained guests, and his building collapsed.
For most post-80s and post-90s generation, Renren.com is the most important symbol of their student days. By registering in real-name registration system, its popularity is no less than today's WeChat, which was once regarded as the China version of Facebook.
Unfortunately, with our growth, Renren.com, a social star, has long lost popularity. First, the performance declined and the market value shrank, and then it experienced a series of personnel turmoil and transformation pains. Especially recently, an article entitled "Visit Renren.com in 0/3 years, and you will see the deadline of your youth" has aroused many old users' memories after being screened in the circle of friends.
But memories can only be memories, and no amount of stories can change Renren.com's current predicament. So, why did this once popular social networking site come to this step?
Find classmates and fuck everyone.
The ups and downs of renren.com. Com should start in 2005.
On June 5438+February, 2005, a group of students from Tsinghua University and Tianjin University set up a campus network. One of the founders is Wang Xing, CEO of Meituan. When the intranet was launched, it only covered the campuses of the National People's Congress, Tsinghua and Peking University, and mainly served the teachers and students at school. Due to special functions such as real-name verification, its user speed changes show a rapid growth trend.
A year later, the campus network was acquired by Thousand Oaks Group, and Chen Yizhou became the head of the campus network. At this point, the campus network is heading for the peak of its life.
According to public information, since 2007, the campus network has grown from the initial three college campuses to more than 2,000, with more than180,000 college students. Although it can't be compared with the volume of WeChat 1 100 million today, it is undoubtedly a sign of the rise of social dark horses in the environment at that time.
After all, in those days, QQ and SMS were more satisfied with strangers' socializing, while the campus network, which is mainly based on campus socialization, could better complete the acquaintance between college students.
Think back to that year, how many people searched the name of the goddess in the search box and paid attention to all her daily activities. Even if it doesn't become a "love artifact" for a few people, the campus network adopts the way of real-name registration system registration and verification, and it can also find junior high school students, primary school students and even kindergarten students who haven't been in contact for a long time.
At that time, in 2009, the campus network was officially renamed Renren, and its users expanded from the original students to a wider group such as white-collar workers. It is precisely because of this change that Renren has ushered in explosive growth. In the next three years, Chen Yizhou not only pushed Renren to the door of listing, but also made Renren gain hundreds of millions of active users.
As of March 3 1 1, on the eve of listing in the United States, Renren had about1170,000 active users. After listing, Renren's market value is close to 8 billion US dollars, making it the China Internet company second only to Baidu. It can be said that Renren.com at that time has become one of our favorite websites.
Therefore, at that time, the industry also made Renren a China version of Facebook.
It's just that all the declines started from the peak. Only seven years later, Facebook is still the original Facebook, but Renren is no longer the original Renren.
In the era of mobile Internet, I went the wrong way.
After a short period of glory, Renren's financial report began to decline, with quarterly income, profits and monthly activities. It's in decline.
Under the onslaught of smart phones, the arrival of the mobile Internet makes Renren, which focuses on the PC side, seem a bit tasteless. But it's just an application. As long as programmers work hard, they can still do it. The key point is that the social networking software in this period is not the same as that in the PC era. One new social network software is constantly rising, attracting the attention of more and more users.
From PC to mobile, Weibo, WeChat, Momo, etc. Taking the light route seems to be more in line with the tastes of users in the mobile Internet era. Under the fierce attack of rising stars such as Weibo WeChat, Renren's loss rate has become faster. After all, times have changed.
In fact, returning to Renren. com itself is also a wrong road again and again after the decline in performance. According to the total market value of Renren.com on August 5th, it was 65.438 USD+46 million, which was 98% lower than the initial listing.
Faced with the increasing loss of users, Renren.com has made the largest personnel adjustment. Frequent personnel changes can easily lead to the confusion of the company's development strategy. There is no doubt that Renren belongs to such a company. Although he started from socializing, Renren.com later stopped focusing on socializing and played cross-border.
In the second half of 20 12, Renren.com began to develop the game business, which once became the fastest growing business of the company. But at the end of 20 12, after the scandal in the App Store, everyone's games were not as good as before.
At that time, it was an important node for mobile social software to land on the beach. If Renren.com changes with the times, it is estimated that it will still be active in everyone's field of vision. Unfortunately, after the game transformation failed, Renren's second transformation focused on Internet finance and live broadcast.
After 20 14, Renren.com launched two internet financial services, namely "everyone's installment" and "everyone's financial management". And when it was broadcast live on 20 16, everyone joined the "Thousand Broadcasting Wars".
Similarly, these two businesses still haven't added more bright colors to Renren's financial report. But once the footsteps of chasing hot spots are stepped out, it is difficult to turn back. In the following days, Renren invested in used cars, blockchain and other businesses.
Judging from last year's financial report, compared with the short-lived business such as live broadcast and games, the used car business has become the brightest star in Renren's performance. According to the third quarter financial report of 20 17 released by Renren.com at the end of February, the second-hand car business revenue reached US$ 42.3 million, which directly led to the total Q3 revenue of Renren.com of US$ 6 1.8 million, a year-on-year increase of nearly three times.
Whether the second-hand car business can become the core competitiveness of Renren to return to the peak is still unknown. After all, in this unpredictable Internet world, no one knows what will happen in the next second.
After this article was screened, even Chen Yizhou himself came out and published a wave of memory killings.
Tomorrow of renren.com. Com is up to us?
On the afternoon of August 5th, in Renren.com, Chen Yizhou published an article journal entitled "Renren.com's Tomorrow Depends on You".
In this diary, Chen Yizhou not only reviewed the previous life of Renren, but also pointed out the reasons why Renren crossed the line.
At the same time, Chen Yizhou also pointed out that Renren.com will soon turn losses into profits in Q4 this year or Q 1 next year, when the net profit will be invested in the research and development of social products. In addition, Chen Yizhou also said that after Renren made a profit, it would listen to the opinions of old users and decide the future development direction of the products.
Admittedly, Bian Xiao would have forgotten the existence of this social networking site if it hadn't been for this article. Today, when I tried my best to retrieve my password and log in again, I found that a visitor had entered the day before yesterday. It seems that there are still a few users using Renren.
But wishes are always good. Whether Renren can let our users make a decision tomorrow depends on whether it can turn losses into profits.
Author: Mu Yi
China e-commerce influential media "Electric Business Daily"!
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