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There are 7 employees in my unit who need to buy pension insurance, but I applied for it wrongly and applied for two more people. Can the money of these two people be refunded or replaced?

The insurance companies can buy for their employees can be roughly divided into three categories: basic insurance (five insurances and one housing fund), supplementary insurance, and other group insurance. The ID number cannot be used to identify rural towns, but you can identify rural areas with a copy of your ID card.

The registered permanent residence can be some reference materials reposted by migrant workers. 1. "Half of the total amount shall be paid by the company, and the other half shall be borne by the employees themselves" is wrong.

According to the law, the employer shall pay 20% of the average monthly salary of all employees in the previous year as basic pension insurance premiums, and individual employees shall pay 6% of their average monthly salary income in the previous year as basic pension insurance premiums.

2. This company is wrong and should be corrected in accordance with the law.

No matter which company you go to, you should pay according to the law.

3. This is a pension insurance of social insurance.

4. Payment should be made until retirement (60 years old for men and 55 years old for women).

5. If the payment is stopped in the middle, a make-up payment will be made, and a late payment fee of 0.05% per day will be paid.

There is no way to retreat in the middle.

At the time of retirement, if the total contribution is less than 15 years, the portion paid by the individual will be refunded.

5. Those working in other provinces can transfer back to the local area through the labor department.

6. If there is no work unit, the sub-district office will be responsible for handling it, and all fees must be paid individually.

Questions and Answers on Social Insurance 1. What is social insurance and what does it include?

Social insurance refers to a social security system that is enforced by the state through legislation, and funds are centrally established by society to provide material assistance to workers who have temporarily or permanently lost their ability to work and are unemployed.

Social insurance includes: pension insurance, unemployment insurance, medical insurance, work-related injury insurance, and maternity insurance.

2. The scope of collection of social insurance premiums is based on the "Interim Regulations on the Collection of Social Insurance Premiums" and the relevant regulations of the People's Government of the Autonomous Region: (1) Basic pension insurance: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban

Enterprises and their employees, individual industrial and commercial households and their assistants, public institutions that implement enterprise management and their employees.

(2) Basic medical insurance: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, state agencies and their staff, public institutions and their employees, private non-enterprise units and their employees,

Social groups and their professional staff.

(3) Unemployment insurance: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, public institutions and their employees.

(4) Work-related injury insurance: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, and corporate-managed institutions and their employees.

(5) Maternity insurance: various urban enterprises and their employees, corporate management institutions and their employees.

3. Which employees cannot interrupt their pension insurance payments?

(1) While laid-off employees from state-owned enterprises enter the enterprise re-employment service center, the re-employment service center is responsible for paying the pension insurance premiums that should be paid by the enterprise and individuals to the social insurance agency on a monthly basis.

Regardless of how they are re-employed or no longer employed, laid-off employees should continue to participate in pension insurance. The payment period before and after their re-employment can be calculated continuously, and they will enjoy corresponding benefits in accordance with regulations.

(2) After the enterprise where the employee works is restructured, the social insurance relationship will not be interrupted and the employee will continue to participate in social insurance in accordance with regulations.

Employees of restructured (reorganized) enterprises who are diverted to employment in private, individual and other economic entities should continue to participate in pension insurance and pay pension insurance premiums.

The payment period of employees before and after the enterprise restructuring (reorganization) is calculated continuously, and they enjoy corresponding benefits in accordance with regulations.

(3) After self-employed persons receive the one-time resettlement fee, they should go through file custody and the original pension insurance relationship will still be retained.

At the same time, they will continue to pay pension insurance premiums, and after reaching the statutory retirement age, they will enjoy the same pension benefits as stipulated in the unified pension insurance system for enterprise employees.

(4) Persons who have paid contributions for 15 years but have not reached retirement age should continue to participate in pension insurance and pay pension insurance premiums in accordance with regulations.

If payment is interrupted, when the basic pension benefit is determined when the retirement age is reached, the calculation base of the basic pension can only be determined based on the average salary of the employees in the district in the year when the payment is interrupted; if payment is interrupted multiple times, all years in which payment is interrupted will be deducted and calculated.

The year in which the basic pension is paid is calculated, and the benefits are determined based on the average monthly salary of employees in the region in the calculated year.

4. What are the legal responsibilities for evading or refusing to pay social insurance premiums?

The "Interim Regulations on the Collection and Payment of Social Insurance Premiums" use a special chapter to clarify the types and extent of penalties that may exist for illegal acts in every link of the social insurance premium collection process, and the targets of punishment are mainly responsible personnel.

individuals rather than units.