Take Yu 'ebao and Bitong as examples: both belong to money funds. Up to now, the docked money fund has never lost money and has always been a positive income. Although the past does not represent the future, it will still have certain reference significance.
In addition, the liquidity of the money fund is relatively good. Generally speaking, T+ 1 can be received, and the arrival time is relatively fast. However, for example, Yu 'ebao and Bitong support quick redemption, and it takes two hours to arrive, which is faster than ordinary money funds.
Alipay is a third-party payment platform. Originally a department of Taobao, a website of Alibaba Group, it officially operated independently on June 5438+February 8, 2004. It is a subsidiary of Ant Financial, which is independent of Alibaba Group. Alipay has two independent brands, Alipay and Alipay Wallet. The software mainly provides payment and financial services (including online shopping secured transactions, online payment, transfer, credit card repayment, mobile phone recharge, water, electricity and coal payment, personal finance and other fields).
In May of 20021,the digital RMB wallet was expanded again, and online merchant bank (Alipay) became the seventh commercial bank to participate in the public beta pilot. Alipay is a third-party payment platform, which was launched in June 2003 at 5438+ 10 and June 2003 at 5438+May. Originally a department of Taobao, a website of Alibaba Group, it officially operated independently on February 8, 2004. Now it is a subsidiary of Ant Financial, which is independent of Alibaba Group. Alipay has developed from a single payment tool to an open platform that provides payment, living services, government services, social interaction, wealth management, insurance, public welfare and other scenarios and gradually covers the whole industry. In addition to providing convenient basic functions such as payment, transfer and collection. , but also quickly complete credit card repayment, phone charges, water, electricity and coal charges. Through the intelligent voice robot, you can reach hundreds of life services in one step. You can not only enjoy consumption discounts, interact with friends, but also manage money easily and accumulate credit.
Generally speaking, users need to be at least 65,438+08 years old and hold a Chinese mainland ID card, and they need to open an online merchant bank account before purchasing. The minimum purchase amount is 1 1,000 yuan, and each user can purchase 1 1,000 yuan of regular old-age security management products every day, and the holding limit is 1 1,000 yuan.