1. When is the right time to sell the money fund?
Different money funds have different regulations on the redemption time, but generally speaking, the redemption time is still relatively fast. Take Yu 'ebao as an example. If the bank card is redeemed, it can be received within 2 hours of bank working hours. If the redemption application is submitted outside working hours, it will be received the next day. If the single redemption amount exceeds 50,000 yuan, it will arrive the next day.
Therefore, if investors are in a hurry to use money and the redemption amount exceeds 50,000 yuan, it is recommended not to operate on Friday. In case of holidays, the arrival time will be postponed. However, if you are not in a hurry to spend money, then redemption on Friday will not affect the calculation of expected returns on weekends.
Second, when is it appropriate to buy a money fund?
1. The calculation time of the expected return of the money fund is T+ 1. If you purchase on Friday, you need to wait until next Monday to start calculating the expected income, and the expected income on the weekend will be gone. Therefore, it is recommended to buy the money fund before 3 pm on Thursday.
In the case of Mid-Autumn Festival, National Day and other legal holidays, the same operating principles apply. If you buy on the last working day before the holiday, you will not be able to enjoy the expected benefits of the holiday.
2. The expected rate of return of the money fund is directly related to the market capital. At the end of the quarter and the end of the year, the market will be short of funds, and the expected income of money funds will often rise. You can choose to buy at these time points.
The above content about when the money fund sells properly, I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.