The reasons why 90% of the citizens lose money are as follows:
1, the basic people blindly chase up and kill down
In the fund market, some people like to blindly chase up and kill down, that is, blindly buy when the fund rises and blindly sell when the fund falls, so they are not good at grasping the trend of the fund. As a result, they didn't make any money and lost money in formalities.
2, like chasing market hotspots
Some people like to buy funds that are in hot spots in the market, and the hot spots in the market rotate faster. When the market hotspots turn, the funds will undoubtedly retreat, resulting in losses for investors.
3. Pay too much attention to the short-term trend of the fund.
Some citizens will not judge whether the fund is in an upward trend or a downward trend, whether it is in the early, middle or late stage. They pay too much attention to the short-term market of the fund and ignore the long-term market of the fund, which often leads to selling the fund in the middle of the fund's rise, missing the later rise and making only a fraction. In the process of the fund's decline, they clung to it, leading to its quilt cover being deeper.
4. Frequent operation
Some citizens like to change funds frequently. This kind of high-frequency trading will not only allow investors to sell flying funds, but also increase their handling fees. If it is held for less than seven days, a high redemption fee will be charged according to the standard of 65438+ 0.5% of the turnover.
5. The psychological influence of gamblers
When investors buy funds that are losing money, they want to earn back the lost money, so that their possessiveness can be further satisfied, which leads them to continue to buy even if they are losing money.