This is the safest way to make up the position.

If you want to make up the position manually, don't be too close. During the crash, every retracement 10% can appropriately cover positions and reserve certain positions. No, Man Cang.

Fund investment is a long-term process, during which it is normal to have a big drop and a big rise. Sticking to fixed investment can effectively smooth the cost of holding positions. If it goes up, it will gain. If it goes down, it will accumulate cheap chips, so don't worry about where the market will go.

If you only make up the position manually, you will make up the position as soon as it falls, which is too heavy. If it continues to fall at this time, it will be difficult to maintain a balance.

A while ago, it plummeted continuously. I chose a fund with a large decline, appropriately covering positions and diluting the cost of positions.

Generally speaking, however, I will choose a fund with fewer positions to cover positions, so that the effect of covering positions and reducing the cost of positions are more obvious. If there are more seats, I won't make up for them. Just stick to the fixed investment.

No matter the skill or method, what anyone gives is for reference only.

Investment funds should have their own ideas and form their own styles through practice, so as to have the motivation to persist.

If you are used to listening to other people's advice, then anyone's advice may affect your thoughts at any time, which is really terrible.

I hope you will continue to learn and improve on the road of investment and reap your wealth.

The most comprehensive and detailed five pictures and texts in history explain the "covering positions method".

Fund investment also has the pressure to cover positions. Now the market is full of ups and downs, and I don't know when it will definitely rise and when it will definitely fall; It is possible that the market will rise tomorrow and the fund will fall tomorrow, so it is very important to strictly observe the discipline of covering positions.

Let me first talk about the principle of covering positions:

The first principle: don't make up the position as soon as it falls today, but choose "weekly replenishment", "fixed line replenishment" and "regular replenishment";

Rule number two: always remember rule number one.

Only by adhering to the principle of covering positions can we achieve the best purpose and effect of covering positions-to stabilize investment costs.

Let me introduce three common methods of covering positions:

When we buy a fund, the following may happen in the future:

The "negative rate of return" method I mentioned is that this fund entered the ranks of "negative rate of return" funds not long after it was bought.

This kind of situation generally has two kinds:

First, buy in the stage of downward shock of industry funds. For example, in August 2020, the funds of the medical industry were in a downward shock, and it did not start to rise until June 5438+February.

Supplementary method: 10% below, 350% above.

The second is to buy cyclical industry funds, buy them on the left side of the cycle or buy them in the middle shock period. For example, the ETF connection of Tian Hong China Securities Bank has almost the same yield in the past year and the past three years;

If you have bought this cyclical industry fund, it is recommended that novices sell it as soon as possible, and don't make up the position, otherwise it will get deeper and deeper.

Cyclical industries include:

Resource industries: including nonferrous metals, steel, chemicals, cement, electricity, coal, petrochemical, construction machinery, ships, equipment manufacturing, etc.

PS: It is highly related to the macro-economy. For example, in June 2008, 1 1, after the great bear market lasted for one year in 2007, the state issued the "4 trillion plan" for infrastructure.

Consumption cycle industries: including securities, banking, real estate, automobiles, etc.

PS: It is related to the relationship between supply and demand, such as economic prosperity, high-end consumption, electronic consumption and other optional consumption.

We bought a fund. At first, it went up and down, but it kept a positive rate of return and the decline was not big enough. It belongs to the kind of fund with a straight line and a steady upward trend.

On the other hand, when one day, the average return rate of the fund increased by 45% compared with that of the mixed base and stock base in 2020, it suddenly fell by about 10% in just one or two days.

Operation strategy:

Look at the market first, and let the market judge whether it is already in a bull market decline pattern. If so, sell it immediately;

If the market is still on the rise, then it can be judged whether the fund is in a sideways shock.

If it is a sideways callback, it depends on the operational ability of the fund manager you bought at this time. If the ability is excellent, you can also leave this fund, then the yield will drop 10%. This is a silver pit, which can be added to 350% positions; Fall 20%, this is a golden pit, you can join 570% of the warehouse; It's down 30%. It's a diamond pit. You can hardly see it.

If it is not the sideways correction of the fund, the fund may be a strange fund, and I suggest selling it.

Problem fund

① poor long-term performance;

② frequent replacement of fund managers;

(3) There is almost no fluctuation in performance.

For example, the following "Wanjiaruiyi Flexible Configuration Mix", whether it is the rate of return in the past year or the rate of return in the past three years, can't beat the average level of the Shanghai and Shenzhen 300 and its peers, which is very poor for a mixed base. Even if an excellent debt base is better than it, it is not recommended to buy it.

There is a rule in the Shanghai stock index: the adjustment range of the Shanghai stock index is about 5% each time. (Generally calculated on a weekly basis)

According to this rule, the strategy of adding positions is designed. For example, if the index falls by 5%, if the fund also falls, it will add 30% of the accumulated principal. The index falls 10%, if the fund also falls by 30%, etc.

Just don't put all your funds into the fund at the beginning, open positions first, and then open positions in batches according to the situation.

For example, to buy a fund, first buy 50% positions, and the net value of the fund at this time is 1.

If the net value of the fund falls behind and falls to 0.9, it will fall by 10%, covering 30%; If it continues to fall, it seems to have bottomed out and there are signs of turning, then add the remaining 20%.

The advantage of this strategy: it is to prevent unexpected things from happening in the future, and it is more suitable for friends who build positions in high positions.

If you want to open a position now, this method is recommended.

It will set a date for "covering positions". Generally, we will make up positions according to the low market level, but if we can't judge, we suggest that we only look at the fund's ups and downs and take Thursday as the "weekly cover position day".

In other words, it can be added four times a month, which is very consistent with the monthly salary law.

Some people may ask: why should Thursday be used as a day to cover positions? Can't we take a rain check?

Other weeks are fine, but because according to big data statistics, Thursday's decline is the highest, you must choose "low position" instead of "high position" when opening positions, and sell at a high position.

Make-up method: if it has fallen by more than 5% in the last week, if the stock market is improving in the later period, it is generally necessary to add positions; If it falls below the yield in the past two weeks, and there is no sign of sideways, it is still in an upward bull market. The high probability is the recent bottom, and you can add positions.

No matter which way you choose, you must abide by discipline, remember discipline, and choose "weekly compensation", "fixed line compensation" and "fixed time compensation".

Don't make up a small drop today, make up a small drop. How many positions are not enough, and at this high level today, it is particularly easy to lose money.

It is best to make it up only four times a month at most. You can click to view last week's return rate+see the valuation before today 15: 00 to judge the "real last week's return rate". If the descent line is enough to the end, it is "sharpening the knife and cutting the wood by mistake."

I feel that it is useless to directly serve dry goods and pull other things.

1. Funds are held for a long time and cannot be handled by investing in stocks.

2. The operation of covering positions and redeeming funds is different from that of stocks. As the saying goes, fund operations are delayed and need to be considered with the idea of expecting the development trend of the next trading day.

3. I feel that the fund should take the opposite operation method to the stock, and make up the position one day in advance when it is expected to fall to the bottom in the next trading day. Everyone understands this truth.

4. When it rises for two or three consecutive days, make up a small amount of positions and wait and see. After about three days, make up the position in time, and so on for three or four times.

The most worry-free thing is to make a fixed investment and take a profit.

6. Find a reliable fund company. Fund companies generally have lower rates than Alipay and Tian Tian funds, such as Guangfa Fund, and then choose a fund with higher returns in the past year, and then look at the records of the corresponding fund managers; Then consider the next direction, and it is expected that liquor and consumption will be good in the future. New energy is the key support object of the state and can be held for a long time.

7. In another case other than the fourth point, if it can be grasped that it has been falling for three or four days in a row, it is recommended to make up the position after three or four days. It is suggested to cover positions according to the decline, and the proportion of covering positions should be consistent with the decline. However, there are fewer cases of continuous decline for three or four days.