Ding Xin Huijin is a fund sales organization approved by China Securities Regulatory Commission and holds a fund sales license. Before investors buy funds, they need to open accounts in real names and bind bank cards. Trading funds is based on the original card, which means that Zhang San's China Merchants Bank bought the fund. If it wants to redeem fund A, the redeemed money can only be returned to Zhang San's China Merchants Bank. It is impossible to transfer the funds from one person's bank card to another's bank card. This is registered and settled by the central registration and settlement institution, and there is no unauthorized transfer of property by others. If there are special circumstances, such as inheritance, you can provide proof to the sales channel and transfer the account.