The main feature of money fund is its low rate of return, which is lower than the average rate of return of money fund. What you see is the 7-day annualized rate of return. Although you look at the yield of 4 points, it is difficult to reach 4 points from the yield of the money fund this year.
To sum up, it is not recommended to buy TEDA Manulife Monetary Fund.
Let's take a look at Huaxia Fortune, Harvest, and China-Canada Monetary Fund.