Which is safer, wealth management products or funds?
Wealth management products and funds are risky investments, both of which can be subdivided, and the investment risks corresponding to different subdivided varieties are different. For example, funds can be divided into money funds, bond funds and stock funds. However, if you choose low-risk financial products, both investments are relatively safe, and users can choose according to their risk tolerance when investing.
Among the types of fund investment, the investment risk of money fund is the smallest, which can be basically ignored. The investment income is very stable, but the income is relatively low. Among wealth management products, the investment risk of R 1 risk grade products is the smallest, which is basically negligible. The income is the same as that of funds, but the yield is relatively low.