Maternity insurance, as a type of social insurance among the five insurances and one fund, is a social policy passed by the state through legislation to provide living security and material assistance to female employees who are pregnant and giving birth.

Its purpose is to help working women regain their working ability and return to work by providing maternity benefits, medical services and maternity leave.

Expectant mothers working in Shanghai will definitely need to spend a lot of money if they want to have a baby. With maternity insurance, I believe they can reimburse a lot to reduce the burden on the family.

So, what is the reimbursement process for Shanghai maternity insurance? What are the good critical illness insurance policies for children?

Which ones are cost-effective?

Which one is the most worth buying?

Let’s take a look at the 10 best-selling children’s critical illness insurance plans from the top 10 insurance companies. The “Youxiang Kangjian” critical illness insurance plan covers cancer in situ and 30 types of critical illness insurance. According to the relevant regulations of Shanghai’s maternity insurance, it is eligible for maternity insurance benefits.

Women who meet the conditions for childbirth can go to the nearest local social insurance agency to apply for maternity insurance benefits after giving birth. Then the district and county social security agency will review the materials according to regulations and determine the specific standards for maternity insurance benefits.

Regarding the guide to medical insurance reimbursement, I have just compiled relevant content. I hope it will be helpful to you: How to use social security and medical insurance?

This article teaches you the reimbursement application process!

Shanghai maternity insurance reimbursement process: 1. Go to the family planning office of the subdistrict office to register within 12 weeks (bring your marriage certificate, household registration book, ID card, etc.). The family planning office will give you a contact card. 2. Take this contact card to the local hospital.

Get a maternal health care manual (commonly known as a small card) during the first prenatal check-up. 3. Take the small card to the hospital where you want to give birth within 16 weeks to get a big card and prenatal check-up.

4. After giving birth, go to the social security center in each district to receive maternity funds.

Among them, the medical insurance card cannot be used for prenatal check-ups, but the medical insurance card can be used during delivery.

The maternity fund includes your salary during maternity leave, that is, maternity living allowance (4 months for late childbirth and normal delivery, and 4 and a half months for late childbirth and cesarean delivery. The salary is based on the base amount you paid for social security, and the minimum is not lower than the average salary in Shanghai in the previous year), plus 3,000

Block medical subsidies.

If your company helps you buy commercial medical insurance, you can take the medical bill to the insurance company.

Materials that need to be brought during the Shanghai maternity insurance reimbursement process: Women who have given birth and are eligible for maternity insurance benefits must fill out the "Maternity Insurance Application Form" at the counter and provide the following materials, including one original and one copy.

(1), personal ID card (2), marriage certificate of both spouses (3), household registration book of both spouses (for collective household registration, bring household registration certificate issued by the public security department of the place of household registration) or "Only Child Certificate" or "Only Child Certificate"

The original and copy of "Honorable Certificate"; (4) The hospital issues a "Fertility Medical Certificate", which is a discharge summary, indicating whether the birth is natural or difficult. (5) The hospital issues a "birth certificate" for the baby, which is unified across the country.

(6) Current savings card (the woman’s real name card): Shanghai Pudong Development Bank, Industrial and Commercial Bank of China, Bank of Shanghai, Agricultural Bank of China, Postal Savings and Remittance.

(7) If another child is approved, a childbirth approval letter issued by the city or district or county population and family planning administrative department must be provided.

(8) Unemployed women who have given birth are required to provide a Labor Handbook that has been reviewed by the unemployment insurance agency.

(9) Women who have given birth to participate in the city's rural social insurance must also provide the "Maternity Insurance Benefit Application Form (Rural Insurance)" issued by the district or county rural social pension insurance management center where their rural insurance account is located.

(10) Women who give birth without household registration in this city must also provide a certificate of permission to give birth issued by the family planning administrative department of the county-level people's government or the township (town) people's government or sub-district office where the household registration is located.

(11) Women who have given birth and are eligible for maternity insurance benefits can entrust others to handle the application procedures after giving birth or miscarriage. The entrusted person must also provide his or her ID card (original and copy) and the entrusting letter of authorization.

If you entrust someone else to apply for you, you must also provide the entruster's power of attorney and the entrusted person's ID card (original and copy).