The insured patients meet the specified special drug expenses, and the employee medical insurance is reimbursed by the employee basic medical insurance pooling fund for 75%, the resident basic medical insurance for 70%, the retired medical pooling fund for 100%, and the second-class and second-class disabled revolutionary soldiers for 100%.
The special drug expenses of the insured are no longer included in the coverage of outpatient examination and treatment of malignant tumors and outpatient specific radiotherapy and chemotherapy, serious illness insurance, supplementary insurance for basic medical care for employees at their own expense, urban and rural medical assistance, etc. , also not included in a settlement year in accordance with the provisions of the medical insurance medical expenses limit.
Social insurance refers to a non-profit social security system with the function of income redistribution. It is a system that forces most members of society to participate in order to prevent and share social risks such as old age, unemployment, illness and death and realize social security. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.
Social insurance is the most important part of the social security system. Therefore, when discussing the history of social insurance, social insurance cannot be separated from social security.
Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit.
Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.
There are two milestones in the history of social security: first, Germany initiated the social security system in Bismarck era; Second, in 1935, the United States established a perfect social security system and institutionalized social security, which had a great impact on the globalization of social security system after World War II.
In the development of social security system, World War II was a watershed. Generally speaking, the social security system before World War II may vary from country to country in terms of security items, coverage and security level, but the same thing is that social security only ensures that residents have the necessary means of subsistence. After World War II, social security entered another stage, and welfare countries appeared one after another, with Britain as the pioneer.