1. Know yourself first, then know the fund. Before buying a fund, do a risk assessment and know your risk level. It is best to buy only fund products that match this level, and not blindly pursue income and choose a level that you can't afford.
2. Know yourself and then know the fund. According to different classification methods, funds can be divided into many kinds, and the common classification method is based on different investment targets. There are monetary funds, bond funds, hybrid funds, index funds and stock funds, and the degree of risk is arranged from low to high, and they are seated according to their risk tolerance.
3. Understand the fund and learn position control. Because profit is important, safety is more important. When a good market appears or falls and has good value, make sure you still have the principal to participate.
4. Start buying funds. In the specific screening, we can use the "4433 rule" to help find the target fund quickly. You can also add your own requirements, such as the scale of funds and the highest withdrawal rate. Through it you can further narrow down the fund you want to buy.
5. It is the apprentice who will buy and the master who will sell. Set the conditions for selling funds. There are many ways to sell, and there are four commonly used methods: target income take profit method, trend take profit method, valuation take profit method and key position take profit method. You can flexibly choose different selling methods according to different market conditions.
Although the steps of mastering funds seem simple, each step actually has a lot of knowledge, which is worth pondering and pondering repeatedly in practice and constantly improving this process.