Many people have a question. There is a capital preservation fund, but there is a guarantee period, usually three years. If you want to choose a capital preservation fund, you can choose a bond fund or a money fund, but these funds have low risks and low returns. This variety is not suitable if you want high yield.

What information does the second-hand house transfer need to bring?

Both buyers and sellers need to bring their ID cards and photocopies, proof of marriage relationship (marriage certificate, divorce certificate, single certificate, proof of no marriage history after divorce, which are used for any problems in buying and selling houses in the future), tax payment certificate, contract, real estate license and land certificate. If you are single, you'd better bring your household registration book and a copy, just in case. 、

In another case, if the house is transferred by inheritance, a will or notarial certificate is needed. Gifting real estate requires a gift contract and a notarized certificate.

Only when you have all these materials can you ensure the safety of the house you buy and sell, and you don't have to be afraid of too many procedures, so that even if something goes wrong in the future, you will be guaranteed.

Will there be a bad credit record after canceling the credit card?

In fact, after your credit card is cancelled, you can't eliminate the bad credit records you left in the bank, because these records will be uploaded as records of your future loan application. If you want to have a better credit record, then continue to use their credit cards and pay back on time, so that your new credit will cover your previous bad record. If you don't have to, you'd better repay on time to ensure your credit record.

How to handle the online bank card?

To apply for an online bank card, you need to fill in the form at the counter, bring your ID card and a copy, or hang it on any of your own bank cards. When handling online bank cards, you can choose dynamic password cards and online silver shields as secret protection. Generally, dynamic password cards are free, but there are consumption restrictions. There is a charge for the online silver shield, and each bank charges different fees. The silver shield on the Internet is relatively safe, which can prevent some phishing websites and the consumption amount is relatively wide.

Mother Rong will answer for you.