There are three situations in which pension insurance can be withdrawn: The first situation is death on the job. After the insured individual dies, the basic pension insurance relationship is terminated and the balance of the personal account is inherited in accordance with the law.

The second situation is to settle abroad. If an individual leaves the country to settle before meeting the legal conditions for receiving basic pension insurance, his or her personal account will be retained. When the legal conditions for receiving basic pension insurance are met, the individual will enjoy corresponding pension insurance benefits in accordance with national regulations.

Among them, those who have lost the nationality of the People's Republic of China may apply in writing to terminate the basic employee pension insurance relationship when they leave the country or after leaving the country.

After my written confirmation, the basic employee pension insurance relationship will be terminated and the balance of the personal account will be paid to me in one lump sum.

The third situation is for insured persons who have repeatedly paid pension insurance. If the flexible employment personnel’s payment overlaps with the enterprise’s payment, the part paid by the flexible employment personnel will be refunded; if the bank withholding payment overlaps with the enterprise’s payment, the refund will be refunded within the overlapping period.

The enterprise payment part; if the payment information of the public institution and the payment information of the flexible employment personnel overlap, the payment part of the flexible employment personnel in the overlapping period will be refunded.

The withdrawal of pension insurance can only refund the pension in the personal account, and the pension paid by the enterprise cannot be refunded.

Pension insurance refers to the annuity or pension paid by the enterprise to ensure that employees have a pension when they are unwilling to continue working in an enterprise for a certain number of years or are permanently incapacitated due to old age, frailty or work-related accidents.

The proceeds are paid out in a lump sum.

Its source is paid jointly by the enterprise where the employee works and by the employee in a certain proportion while on the job, and is managed by the social insurance and specialized agencies affiliated with the labor administrative department.

Other social security issues: If migrant workers stop paying contributions, how should their personal accounts be handled?

If migrant workers interrupt their payment, the social security agency in the original insured place will retain their basic pension insurance relationship, keep all their insurance payment records and personal accounts, and the personal account deposits will continue to accrue interest according to regulations.

If migrant workers return to urban areas for employment and continue to participate in insurance premiums, regardless of whether they return to the original insured place to work or work in other cities and towns, their payment years will be calculated cumulatively according to regulations, and their personal account savings will be calculated together.

If the cumulative contribution years are 15 years or more, after reaching the national statutory retirement age, they will enjoy the same basic pension insurance benefits as urban employees.

Legal basis: Article 14 of the "Social Insurance Law": Personal accounts may not be withdrawn in advance, the accounting interest rate shall not be lower than the bank time deposit interest rate, and interest tax is exempted.

If an individual dies, the balance of his or her personal account can be inherited.

Article 16: Individuals who participate in basic pension insurance and who have made cumulative contributions for fifteen years when reaching the statutory retirement age shall receive basic pensions on a monthly basis.

Article 17 If an individual participating in the basic pension insurance dies due to illness or non-work-related injuries, his or her surviving family members may receive funeral subsidies and pensions; if an individual becomes disabled due to illness or non-work-related injuries before reaching the legal retirement age, he or she completely loses the ability to work.

Yes, you can receive disability allowance.

The required funds are paid from the basic pension insurance fund.

Article 6 of the "Implementation Rules of the Social Insurance Law" states that personal accounts of employees' basic pension insurance are not allowed to be withdrawn in advance.

If an individual leaves the country to settle before reaching the legal conditions for receiving basic pensions, his or her personal account will be retained. When the legal conditions for receiving basic pensions are met, the individual will enjoy corresponding pension insurance benefits in accordance with national regulations.

Among them, those who have lost the nationality of the People's Republic of China may apply in writing to terminate the basic employee pension insurance relationship when they leave the country or after leaving the country.

After receiving the application, the social insurance agency shall inform it in writing of the right to retain the personal account and the consequences of terminating the employee basic pension insurance relationship. After written confirmation by the person, the social insurance agency shall terminate the employee basic pension insurance relationship and restore the personal account deposit amount once.

The sex is paid to me.

After an individual participating in the basic pension insurance for employees dies, all the balances in his or her personal account can be inherited in accordance with the law.