1. First, establish the ESOP Foundation.

2. Then it is guaranteed by the company, and the fund borrows money from the bank to purchase some shares in the hands of the company's shareholders in the name of implementing the employee stock ownership plan, and the purchased shares are held by the trust fund.

3, and use the company's profits and other welfare plans (such as employee pension plans, etc.) to transfer funds. ) repay the interest and principal of the bank loan.

4. With the repayment of the loan, the shares will be gradually transferred to the employee account according to the predetermined proportion. After all the loans are paid off, all the shares will be owned by the employees.