Bond fund-subscription fee is about 0.8%; The redemption fee is 0. 1%-0.3% (within one year). The redemption fee decreases with the extension of holding the fund, and is generally free for more than three years.

Stock funds-subscription fee 1.5%, redemption fee 0.5% (within one year). The redemption fee decreases with the extension of holding the fund, and is generally exempted for more than three years.

The above are national standards.

The rates of banks and securities companies are not discounted. Online banking equity fund 1.2%, third-party fund companies and direct selling fund companies can get a 60% discount (minimum).

This is stipulated by the state and cannot be changed at will. So they won't charge as much as they want.