Installment pass is a credit card cash installment product of CCB, which belongs to the nature of credit card, but is essentially a loan product. When the fixed amount of credit card can't meet the needs of users, users can apply for installment, and installment can only be opened by qualified users. The maximum installment amount of CCB is 6.5438+0.5 million, and special debit cards can be issued, which can be used on the special credit card readers of CCB merchants, and cash withdrawal and online consumption are not allowed.

CCB credit card installment service is a cash installment service launched by CCB. After the user submits the cash installment application, he will be given a certain credit line after being approved by CCB, which can be used by the user in various consumption scenarios. But it cannot be used for cash withdrawal, transfer and investment activities.

The installment quota can be used for consumer businesses such as department stores, building materials and homes, high-star hotels and high-end restaurants. , also used for large durable consumer goods, weddings, child care, home installation (rent, property fees, heating fees, etc. ), tax payment (vehicle purchase tax, etc. ), health and other consumption.

In addition, CCB credit card installment is a cash installment business launched by CCB, which is characterized by long repayment period and interest rate of 0.4%.