Because of the global economic instability this year, the US subprime mortgage crisis, the Vietnamese stock market crash, and the high performance of China's economy, the global inflationary pressure has not diminished. In this case, the stock market has also plummeted all the way, and it is reasonable for the 5 13330 fund to shrink. However, as a long-term investment tool, the fund should not hedge its net value at this moment. It is rare to see a market as good as last year, and it is common for the stock market to fluctuate greatly. As long as the economy stabilizes, the fund will not fall again. The stock market plummeted two days ago, but the decline of the fund was much smaller, so we must be patient. At the same time, fund investment fluctuates with market changes, with ups and downs, so please invest carefully.

1. What are the types of funds?

According to different standards, securities investment funds can be divided into different types:

1. According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

2. According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

3. According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.

4. According to different investors, it can be divided into four categories: bond fund, stock fund, money fund and hybrid fund.

Second, what are the operational skills of fund subscription?

1. Look at the market outlook before you operate. The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.

2. Converting into other products and converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.

3. Regular fixed redemption, like regular investment, can do daily cash management to stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.