Fund dividends will not increase or lose investors' principal. Fund dividend refers to the distribution of a part of the fund's net value to investors. What investors see is actually the decline in the net value of the fund.

Fund dividends are divided into cash dividends and dividend reinvestment. Cash dividends are distributed to investors in cash. Dividend reinvestment refers to the continued purchase of funds from the fund. Dividend reinvestment will increase the share of investors. The default dividend method is cash dividend.