To put it simply, no matter whether the operation of the annuity fund is a loss or a profit, the amount of the beneficiary when receiving the annuity must be guaranteed according to the agreement.

For example, the fixed treatment amount is 5000 yuan.

The investment of 1000 yuan became 10000 yuan after 20 years, but only 5000 yuan was paid.

The investment of 1 000 yuan will become 1 000 yuan after 20 years, or the enterprise annuity treatment of 5000 yuan will be paid. The payment link mainly involves the principal, trustee, custodian, account manager and beneficiary. Its operation process is as follows: 1. The client sends a notice of payment or transfer of enterprise annuity to the trustee. 2. The trustee informs the account manager to calculate the payment processing. 3. The account manager will feed back the calculated payment result to the trustee and check with the trustee. 4. The custodian notifies the custodian to make payment or transfer, and the custodian transfers the corresponding funds to the special account designated by the custodian and reports to the custodian and account manager. 5. The trustee instructs the account manager to handle the treatment payment account, and the account manager checks the payment results provided by the trustee, deducts the personal account assets, and provides the beneficiary with the final accounts of the annuity fund or hands over the account data to the New Year bonus plan.