As for the application, it is similar to bank deposit, but the procedures are different. You can do it at the bank counter or through the Internet. It's best to use it if the internet is convenient, so the handling fee will be saved by more than half.
If you want to use the Internet, you must first choose the fund you want to invest in, open an account on the fund company's website, and open an online bank in a bank that has an agreement with the company before you can open an account. For these specific steps, there will be a process demonstration on the fund company's website. Just follow the demonstration.
The fixed investment of the fund is called lazy investment, which is a relatively moderate financial management method. However, before making a fixed investment, it is very important to remember to choose a fund with stable long-term performance and good returns, which determines the safety and yield of your investment.
Answers to supplementary questions:
It doesn't matter which fund to invest in or which bank to do it with, except that there are some differences in subscription fees.
If you invest in a safe place, you can invest in hybrid funds, such as Huaxia Return and Huaxia Growth. You'd better go to the fund website yourself, so that you can know the income ranking and risk level of various funds, and then choose one that suits you.