Do you want to vote now? -Fixed investment fund is the simplest and most time-saving fund investment method, because the long-term investment time has spread the investment cost equally, so there is no need to buy expensive and cheap. Therefore, it is ok to start a fixed investment at any time.

Is this ok? -If you have a strong risk tolerance and expect to invest for a long time, you can. 16 1604 is one of the best index funds at present.

Is it the same to charge for fixed investment in ICBC and CCB? -Yes. 16 1604 no discount.