1. Macroeconomic environment
The performance of the stock market and funds is usually closely related to the macroeconomic situation. The Great Depression is generally regarded as one of the lowest periods in the American stock market, and the subprime mortgage crisis in 2008 triggered a protracted global recession. In the next two years, global economic growth, interest rate changes and inflation expectations may all have an impact on the fund market.
2. Policy risks
Policy adjustments, diplomatic events and geopolitical risks in various countries may have an impact on the stock and fund markets. For example, in recent years, the U.S. government's policy of embargo and tariff increase on key technologies in China has had a great impact on the China market. At the same time, the EU's "Britain's Brexit" process and NATO's constant criticism of US President Donald Trump may also have a volatile impact on financial markets.
3. Industry trends
Historical data shows that the stock prices of some industries and departments are often more flexible than those of other fields. For example, the stocks of the technology industry and related enterprises have generally performed well in recent years. Therefore, compared with other industries or trades, fund investors may choose large-scale technology companies and prefer to invest in growth stocks.
To be clear, short-term fluctuations in the stock market are normal and frequent. If there is a negative situation in a period of time, no investor can predict its future trend. Over the years, the stock market has generally risen, but at some point, the market may temporarily fall, making investors worry about the losses of their stocks or foundations. But even so, in terms of investment funds, it is very important to maintain enough patience and risk tolerance. As long as we are good at summing up experiences and lessons and making reasonable decisions according to the current market environment, we can reduce losses and gain more opportunities.