If we look back at history, it is not difficult to find that every bull market will be accompanied by a phenomenon, that is, the large-scale subscription of newly issued funds.
The truth in this is actually not difficult to think about. If the stock market rises well, then naturally many people (leeks) will follow the crowd and want to enter the market with banknotes. Once these people go to banks or other financial institutions, they will be fooled by those business people to buy funds.
We know that the commission of the new fund to the business personnel is relatively high. So naturally, these business people have more motivation to promote new funds. Zhou Yu hits Huang Gai, and one is willing to hit another! People want to buy, businessmen want to sell, and naturally hit it off.
What we outsiders see is that all kinds of new funds are on sale, and the amount raised exceeds the amount of days.
This time, it seems that history repeats itself! Two days ago, a small partner confided in me privately. Ruiyuan Fund has a balance value of Ruiyuan, which absorbs 654.38+02 billion gold a day. What the hell is it that so much money is invested in a fund at once?
We have to admire the marketing ability of this fund company, because they have made a substantial growth portfolio before, and raised 70 billion+billion at once last year. Finally, the fund was released, and the success rate was only 7%. That is to say, the number of people who bought the fund in that year was 6.5438+0 million, and only 70,000 people could buy it.
This time, it's actually the same. Ruiyuan's equilibrium value is only 6 billion yuan. If12 billion yuan goes in, the probability of actually buying is only 5%. Therefore, senior Yao personally does not think this is a signal of the arrival of a bull market. On the contrary, he has the last experience, and many people should subscribe with surplus and leveraged financing.
The reason why everyone is so enthusiastic is actually related to the excellent growth performance of this fund last year. Recently, the growth of small and medium-sized enterprises is good, so the funds that mainly invest in growth stocks actually perform well. Their Ruiyuan has achieved a return on investment of 37% in less than a year, so from this perspective, it is not surprising that everyone snapped up new funds.
Therefore, Yao Xuechang's view on this matter is that this time120 billion+billion is more like a gimmick, but it is really not as crazy as everyone thinks. Moreover, the pursuit of this fund has a lot of luck. It happens that the style of the market recently is the same as that of this fund. Just like a person playing dice, bet 6 at a time and keep playing. Then one day he will win!
This time, it's not surprising that the focus on this style of fund is on fire, and then the fund company pursued the victory and made more funds.
Then let's go and play together. Don't! Not buying a new fund is the iron law of investment!
1) The new fund has a long opening period, during which your fund cannot be sold. Moreover, after opening a position, you can't predict whether the market at that time is good or bad and whether it is suitable for investment.
2) The new fund has no historical performance as a reference. If it's bought, it's no different from "finger-to-belly marriage" Whether you can make money in the future depends on whether you have that luck.
3) the new fund may get good returns, but there are many lucky elements in it. The number of funds is not less than that of stocks, so how can we find dark horses from new funds? Anyway, senior Yao can't do it! Because we can't find any way to analyze a new thing. Just like a baby who just landed, can you judge whether this child will have a bright future? Of course not.
Therefore, for such a hot fund, not buying is not necessarily a bad thing. Don't take it too personally ... there are few funds that can help us make money continuously, so we should choose the fund we want to invest in like a boyfriend. After all, we invested real money! Whether the selected fund is reliable can really determine whether our future life can be happy.
Investment is a big deal, and more than 50% of family quarrels are because of money! Sun Tzu's Art of War says, "Win first, then fight!" When you are absolutely sure, it is not too late to reinvest!
I'm Miss Yao from Senior Three! Every morning at 8: 08, I will talk to you about investment _