The fund is a venture capital, and its increase will fluctuate, but this does not mean that the longer the fund is held, the higher its income will be. So there is no money when the fund falls 100%? The following small series will answer your question. Let's take a look!

Is there no money when the fund falls 100%?

1, has the foundation fallen by 100 points?

The foundation fell 100 points, but the possibility of a general decline is relatively small. Generally speaking, different types of funds have different risks and returns. If it is a money fund or a pure debt fund, such funds do not invest in the stock market, and the risk is relatively small. Generally, it will not fall by 100 points, so the possibility of falling is relatively small.

But if it is a relatively high-risk stock fund, hybrid fund, index fund, etc. It's possible, but it won't fall by 100 points at once. It will be a long process. Generally speaking, a fund falling by 50% a year is relatively high. It is not common to fall so much, but it will fall by 100 points unless it is purchased.

2. What happens if the fund falls 100?

If an investor buys a fund once and never redeems it, for example, if an investor buys a fund with a price of 100 yuan, the fund will fall by 100 points after one year, that is, by 100%, then the fund account will be zero, with no money and all losses, but this situation is still relatively rare. Most people regard the fund as a loss.

Is there no money when the fund falls 100%?

Fund decline 100%. No money?

Theoretically, if the fund falls by 100%, the principal will be lost, but in practice, this rarely happens because the foundation is graded. Generally, money funds and bond funds have little risk. They don't invest in the stock market, and their income is calculated on a daily basis, with little loss.

Equity funds, hybrid funds and index funds are relatively risky funds, some of which are invested in the stock market. Although the risk is relatively high, it is unlikely that they will fall by 100%, because some investors will stop their losses when the funds fall, and will not make them lose money. If they redeem a little, they won't lose 100%.

Can the fund increase its position when it goes up?

When the fund rises, you can choose to add positions, or you can choose not to add positions, which should be judged according to the following points:

1. Look at the valuation of the fund. If the fund is overvalued, then it is best not to choose jiacang.

2. According to the historical performance of the fund, judge whether it has reached a peak of the fund's rise. If it has reached the peak according to history, it is best not to add positions at this time.

3. Look at the rising trend of the fund, that is, the trend change of the theme. If the upward trend is obvious, you can consider adding positions.

When the fund rises, the net value of the fund is higher, which leads to higher subscription cost and greater risk, so generally speaking, it is not appropriate to add positions when the fund rises. If you need to add positions, you can add positions in a decreasing way in batches, such as the first 500, the second 400 and the third 300, so that the decreasing amount can reduce our risk to some extent.

What kind of investors are suitable for funds with relatively stable returns?

Funds with relatively stable returns are suitable for conservative investors and have relatively low risk tolerance. They just want to keep the principal. If they have relatively stable investment income, they can consider holding the fund for a long time, because the fund with relatively stable income will not fluctuate greatly, which means that the income will not be very high, but if they hold it for a long time and accumulate it slowly, they will earn more and more.

However, it should be noted that funds with relatively stable returns are also risky, that is, there is the possibility of losses. After purchase, you need to pay attention to the dynamics of the fund occasionally, basically once a day. If the fund market is not good, we should also take out the fund stop loss in time.

Then, if investors can't take any risks and don't want to lose a penny, they can only consider time deposits. At present, only time deposits can protect the principal and interest, and there will be no loss.

What if 500,000 yuan buys a fund and loses 50,000 yuan?

If you buy a fund of 500,000 yuan, you lose 50,000 yuan, which is equivalent to the fund falling 10%. Funds that can fall 10% are basically high-risk funds. Therefore, when the fund loses money, it is necessary to analyze the reasons and see why the fund will fall, so as to have countermeasures.

For example, if you invest in stock funds, then analyze the fund's heavy stocks to see if these stocks have prospects. If not, redeem the stop loss in time. If this fund is just because the fund market is not good, most funds are falling and there is a rebound trend behind it, then you can consider continuing to hold it.

In addition, whether you should continue to hold it, you should also consider your risk tolerance. For example, if this 500,000 yuan is your own money, which has an impact on your life, and the fund has no upward trend and has been falling, you must redeem it, at least part of it, so as to avoid heavy losses when the fund falls sharply.

Then if this 500,000 yuan is not all your own money, and the fund has rebounded and investors are optimistic, you can continue to hold the fund and wait for it to rise. It is difficult to predict the rise and fall of the fund, so the risk is relatively high. Everyone must be cautious when holding funds.

Is there no money when the fund falls 100%?

Fund decline 100%. No money?

Theoretically, if the fund falls by 100%, the principal will be lost, but in practice, this rarely happens because the foundation is graded. Generally, money funds and bond funds have little risk. They don't invest in the stock market, and their income is calculated on a daily basis, with little loss.

Equity funds, hybrid funds and index funds are relatively risky funds, some of which are invested in the stock market. Although the risk is relatively high, it is unlikely that they will fall by 100%, because some investors will stop their losses when the funds fall, and will not make them lose money. If they redeem a little, they won't lose 100%.

Will the fund be sold when it makes money?

Funds don't have to be sold when they make money, but also need to be combined with market conditions. If the fund is still on the rise, it can continue to hold it after making money. When the fund has a downward trend or is already at a high level, you can consider selling it. In addition, if the fund is sold when it makes money, it may not be able to make money because it needs a handling fee. If you make a profit on the day you buy it and sell it the next day, the commission rate will reach 1.5%. It is very likely that the profitable funds are not deducted from the handling fee, so whether to sell after making money needs to be determined by combining various factors. When users conduct fund transactions, it is best not to use day trading, which is not only easy to miss the market, but also easy to increase the investment cost. Most funds need to deduct handling fees when buying and selling. The business model of the fund is very easy, that is, buy low and sell high, mainly to obtain the price difference in the middle, so as to save investment costs and improve profitability.

Is there no money when the fund falls 100%?

Can others buy funds?

Funds can be bought by others, but only others can see the increase of funds bought by others. If others don't admit to buying them for you, the money will be wasted. Under normal circumstances, it is very convenient to buy funds online by yourself, so don't bother others.

At present, you can buy funds on Alipay and WeChat, which is very convenient. If you use WeChat more, you can buy funds on WeChat. If you use Alipay more, you can buy a fund on Alipay, but you should pay attention to the risks of the fund when buying it, and you must be careful when buying it.

What happens if the fund falls 100?

If an investor buys a fund once and never redeems it, for example, if an investor buys a fund with a price of 100 yuan, the fund will fall by 100 points after one year, that is, by 100%, then the fund account will be zero, with no money and all losses, but this situation is still relatively rare. Most people regard the fund as a loss.

Can the fund be transferred to others?

At present, we can't see the function of transferring funds to others, but there will be a function of conversion, that is, conversion to other funds. If you need money and don't want to change it, you can actually change it. General funds are more flexible.

The time required for fund redemption is generally T+ 1, that is, it will arrive on the next working day. If you want to receive the account quickly, it is best to redeem it before 15:00 from Monday to Thursday, and it will be slower on Friday, Saturday, Sunday and holidays.