1. The first half of 20 15 was an exciting bull market. From the first trading day of 65438+10.5, the Shanghai Composite Index opened at 3258.63 points. After five and a half months of bull market, the Shanghai Composite Index once climbed to the peak of 5 178 in early June.
However, who would have thought that the unprecedented stock market crash in early July, which was greeted with lightning speed, once fell below 2900 points in August. In the first three days, you couldn't run away if you wanted to, but in the end, your share price will be cut off if you want to run. The goal of stock trading is no longer to make money, but to die losing money or losing less money.
Second, the fund, you have at least a whole day to think about whether to run or not.
If you have been holding the fund before, it will fall by 10% that day, and it will stop when you run away. If you don't run, you will add more positions when you fall sharply, and eventually return to your capital quickly with the rebound of the stock market. And the stock, if you buy it right, you may come back in time, but if you buy it wrong, haha, that really doesn't end well. For example, Anyuan Coal Industry, which I bought in 6 yuan in 2065438+05, has already been cut. Do you know the current price? 2. 16 yuan! That was my original heavy stock!
Third, there is a saying circulating in the stock market: seven losses, two draws and one profit.
But in China stock market, the retail investors who can make money will not exceed 5%. Think about it, as a small white who hesitates to buy funds or stocks in a bull market, why can he enter this 5% team? Buying a fund is to hand over the funds to a professional fund manager to operate, which can solve the shortage of investors' time and professional knowledge.
In 2003, he began to stock and bought funds in 2006. Let me tell you with a living example. I have lost 20% in stock trading for so many years, but I have never failed in buying funds. Even after the stock market crash, negative decline and fuse, because the fund is a fixed investment, I earned at least 10% when I redeemed it. In the spring of 2020, when the extraordinary period was the worst, my fund decisively increased its position, from 2,000 to 8,000 per month, and now it basically earns more than 60%. Since 202 1, the ups and downs of the stock market have made people dizzy, but the fund still makes everyone earn a lot of money.
But what about stocks? If 202 1 is a bear market, it is not surprising that I lost 10%.
Fourth, whether it is better to buy funds or stocks in a bull market, the answer is self-evident.
Moreover, buying funds will really double, as long as it is not chasing up and down like stocks, as long as it can withstand loneliness and hold it for a long time, it is very possible to double. Of course, in a normal year, the fund may not have such a high return, 2%- 10%, but if it really encounters a bull market, its daily increase is also considerable, sometimes doubling in half a year. Therefore, many friends have shrunk in the stock market, investing in funds in an all-round way, saving worry and making money, so why not?