T+2 days after the fund is sold. The general redemption process of open-end funds is: T day is not reported, T+ 1 has been reported, and T+2 has been completed. The fund subscription and redemption can only be said to be successful if it is confirmed by the T+2 system. Then it will take another trading day to redeem the bank card after arriving at the securities account. Pay attention to the redemption fee when redeeming funds. If the time is too short and the redemption rate is high, you may not earn as much money as the redemption rate.

The arrival time of fund sales is not fixed, but fluctuates within the prescribed scope. The China Securities Regulatory Commission stipulates that the redemption funds of non-QDII funds generally arrive within T+7 working days after submitting the redemption application; The redemption fund of QDII fund will be received within T+ 10 working days after the redemption application is submitted.

It takes a long time for the fund to be sold, because when the fund is sold, it needs to go through a series of processes. First, the investor initiates a redemption application, then waits for confirmation, and finally can settle the account and the funds arrive. Moreover, when selling funds, there is a very critical time. Selling before 15 pm and selling after 15 pm are two completely different concepts. 15 pm.

Income after fund selling = (net value of fund selling confirmation-net value of fund buying confirmation) × fund share-transaction cost. For example, if an investor buys 1 0000 copies when the fund's net value is1yuan, and sells them all when the fund's net value is 1.5 yuan, and the handling fee is 50 yuan, then the investor's income from selling the fund is = (1.5-1.0) ×/kloc.

It should be noted that if investors sell the fund before T 15: 00, and their selling instructions are submitted on the same day, the fluctuation of the fund's net value in the next trading day has nothing to do with investors, that is, the fund's net value will rise in the next trading day, and investors will not get this part of the income. If the investor sells the Fund after T 15:00, the selling order will be at T+65500.

After the fund is sold, there will still be gains. Because the fund first confirms the share and then shows the profit and loss, there will still be income after the fund is sold, but this value is not the actual income, and the income may be positive or negative. The actual income of the fund will be returned to the investor's bank card together with the principal when submitting the redemption application.