1993, China tried out the old-age insurance system in some state-owned enterprises, and units and individuals began to pay the old-age insurance money together and began to implement the social security system. Social security includes endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance.
Social security has been implemented since 1986. At that time, only contract system was implemented for employees of state-owned enterprises. Anyone who takes part in the work after 1986 10 is a contract system and has paid endowment insurance. Since 1993, the state has tried out the full-time labor contract system for all fixed employees of state-owned enterprises, and then promoted it in various places, gradually improving the coverage and gradually starting flexible employment pension insurance. For the general public, rural endowment insurance and urban residents' endowment insurance were tried out in 1997.
Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.
In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children. The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.
legal ground
People's Republic of China (PRC) Social Insurance Law (revised on 20 18) Article 4 Employers and individuals in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.