Investors will carefully observe the performance of fund companies when buying funds. The better the performance of a fund company, the higher its profitability, and the more investors like to invest in the company. Let's look at the main aspects of fund risk.

1, the credit risk of bonds, bills and other instruments invested by the fund itself, and the fund implements the expert management system, and the professionalism of the fund manager also has certain risks to investors' income. In addition, the door-to-door risk of transactional investment can not be ignored.

2. Due to the changes of national macro policies such as fiscal policy, monetary policy, industrial policy and regional development policy, the market price fluctuates, which affects the fund's income and creates risks.

3. Economic cycle risk, interest rate risk and inflation risk can not be ignored. Among them, interest rate directly affects the price and yield of bonds. In the event of inflation, the proceeds from the fund's investment in securities may be offset by inflation.

4. Reinvestment risk is also a risk that investors need to pay attention to when buying funds. The decline of market interest rate will affect the reinvestment rate of interest income of fixed-income securities, which is mutually beneficial to the price risk brought about by the increase of interest rate.

However, there are risks in all aspects involved. If investors don't have strong pressure resistance, don't just enter the stock market.