The medical expenses incurred by the insured in hospitalization during the medical insurance year are calculated cumulatively, and the following parts of the deductible line are all borne by the individual; Medical expenses above the deductible line are shared by medical insurance funds and individuals in different proportions.

If the accumulated medical expenses incurred in hospitalization during the year are above Qifubiaozhun, they shall be paid according to the following methods:

Below 35,000 yuan, 20% of employees, 0/5% of retirees, and the rest are paid by the overall fund;

35,000 yuan to 70,000 yuan, the employee shall bear 15%, the retiree shall bear 10%, and the rest shall be paid by the overall fund;

More than 70 thousand yuan but less than 200 thousand yuan, the insured individual bear 5%, and the rest is paid by the overall fund;

More than 200 thousand yuan, the insured person pays 5%, and the rest is paid by the serious illness relief fund.