First, how to calculate the redemption rate
The calculation formula of redemption fee is: redemption fee = total redemption amount * redemption rate, where total redemption amount = fund share * net value of fund unit.
For example, if an investor holds 5000 copies of a certain fund product and the net value on the redemption day is the redemption rate, then the redemption fee =5000* yuan.
The amount received by investors after redeeming all share funds =5000* yuan.
Second, the redemption rate calculation standard
The fund redemption rate is mostly set according to the number of days the fund is held. Open-end funds held for less than 7 days are generally charged redemption fees, and those held for more than 7 days are reduced. If Penghua Fengze Bond Fund is held for more than 7 days but less than 9 1 day, the redemption rate will be calculated.
So what is a complete 7 days? The number of days of fund holding refers to the natural day between fund buying and selling, that is, the natural day from the day before the confirmation of purchase to the confirmation of redemption, including weekends and legal holidays.
Take Penghua Fengze Bond Fund as an example. If the Fund is subscribed before 65438+February 2nd (Monday) and 15: 00, the subscription confirmation date is 65438+February 3rd (Tuesday) and it will be held until 65438+February 9th (next Monday), that is, seven days. If investors buy before 65438+February,
Fund redemption generally follows the principle of cash first out, that is, the fund shares bought first are redeemed first. Therefore, if the fund is purchased by stages, it is necessary to confirm whether you have held all the redemption shares for the corresponding period.
The above content about how to calculate the redemption rate, I hope to help you. Warm reminder, financial management is risky and investment needs to be cautious.