Huimin insurance is a kind of inclusive supplementary medical insurance, which is led by local governments and jointly launched by local governments and insurance companies on the basis of basic medical insurance to solve the problem of expensive medical treatment.

Huimin insurance can be reimbursed on the basis of medical insurance, including hospitalization expenses and high self-funded drugs. Huimin insurance has the characteristics of low insurance threshold, low price and high insurance coverage. The insurance is not limited to age, occupation and health status, and all local basic medical insurance participants can participate.

Speaking of Huimin insurance, people are most familiar with the image of this insurance product. Dozens of premiums, millions of insurance, almost no insurance restrictions. ? [2]?

As an inclusive supplementary medical insurance, "Huimin Insurance" plays an important role in serving social development. Its characteristics of low price, low threshold and high security can effectively reduce the high medical burden inside and outside the residents' medical insurance catalogue, provide a higher level of medical expenses reimbursement for the insured, and effectively fill the gap in the multi-level medical security system.