Provident funds cannot be loaned in different places, but they can buy houses in different places. Provident fund loans need to be mortgaged, but the properties borrowed from different places cannot be evaluated, so loans from different places cannot be made. You can take a one-time or commercial loan in Tianjin to withdraw the Beijing provident fund. As for whether it is a different place, you can pay the provident fund in Beijing, but you can't buy a house with a Tianjin provident fund loan and then go to Beijing to withdraw the provident fund.

Second, can housing provident fund be used across regions?

1. If it is a registered permanent residence in Weifang, the housing accumulation fund can only be used for employees to purchase, build, renovate or overhaul their own houses, and no unit or individual may use it for other purposes. And this provident fund loan can only be used in Weifang city. If you are not a Weifang hukou, you can withdraw the balance of the provident fund, but you cannot apply for a provident fund loan. Suppose you want to buy a house in Jinan, you can apply for a commercial loan.

Second, you can apply for cross-market loans, but there are no specific guidelines for provident fund loans in Shenzhen. I heard that the mainland can. However, you can't lend out the full amount of the provident fund. For example, everyone has the same qualifications. You can only borrow 500,000 yuan, and you can only borrow about 350,000 yuan. Please consult the local provident fund management center for specific procedures!

Three, housing provident fund generally can not be used across cities. But one thing, those who meet the requirements can be taken out by relevant procedures (such as the relevant certificate of the unit, the purchase contract, the number of years to pay the provident fund, etc.). ). You can buy it in the second way, but don't use it easily.

If you really want to transfer, it is not impossible. First of all, consider the nature of the unit. If it is a large enterprise or institution, it has a fixed office space in both places and is registered. You can transfer your work unit to Lianyungang first. In addition, the original household registration of the ID card can be moved to this area. It is better to have your own relatives in Lianyungang.

Then take your unit certificate, household registration certificate and other relevant documents to move out of Kunshan Provident Fund and move into Lianyungang Provident Fund. It is very troublesome to buy a house in Lianyungang with your provident fund. (Note that in some places, it is clearly stipulated that new immigrants who have worked in this city for less than 2 years (or 3 years) may not use the housing provident fund. )

3. Can Weifang use the off-site provident fund?

Weifang can now use the foreign provident fund.

How long can Weifang housing provident fund transfer be used?

For the transfer of provident fund business in different places, the arrival time is 1 1 working day (except weekends and national statutory holidays). After the off-site provident fund arrives, you can buy a house and withdraw the balance of the consolidated account. Thank you for your support for the management of housing provident fund in our city!