The difference between Guangfa Currency A and Guangfa Currency B lies in the initial subscription fee and sales service fee. They are all the same manager, the same fund and issued to different customers. Moreover, Guangfa Monetary Fund A is mainly aimed at small households and retail investors. If the amount exceeds 5 million, it is fund B, which is aimed at large institutions and customers.
Excellent long-term performance has won the favor of more funds for Guangfa Currency, and its asset scale has grown steadily. As a cash management tool, the Monetary Fund "takes the greatest beauty". On the one hand, the scale advantage makes fund managers have strong bargaining power when negotiating agreement deposits with banks, and it is easy to obtain competitive prices and enhance their performance advantages; On the other hand, the scale of 1000 billion yuan also ensures the good liquidity of the fund, which can better meet the capital needs of investors at any time, showing the excellent liquidity management ability of the fund manager.
It is worth mentioning that when investors choose money funds, they often ignore the security of money funds except liquidity and profitability. However, as an important tool of cash management, security is the first prerequisite for the operation of the money fund. Judging from the historical position, the credit bonds invested by Guangfa Currency are basically locked in medium and high-grade bonds, and will not risk holding low-grade bonds in order to obtain higher returns, so as to ensure safety from the source of investment.
The income of the money fund will rise in stages when the funds are tight, but it is forbidden to buy when choosing the money fund because the income of the fund jumps greatly. To measure the value of the money fund, it is appropriate to comprehensively evaluate the level and stability of long-term historical income.
To sum up, the difference between Guangfa Currency A and Guangfa Currency B lies in the initial subscription fee and sales service fee, and the future trend should be judged when choosing Guangfa Currency.