The rise and fall of the fund is determined by the investment target. For example, stock funds invest in a basket of stocks, and the rise and fall of the fund is determined by this basket of stocks. Invested stocks go up, funds go up, invested stocks go down and funds go down.

Funds are issued by fund companies and mainly invest in financial instruments such as money, bonds and stocks. It is a product with * * * income and * * risk, a floating income product. Funds can be divided into money funds, bond funds, hybrid funds, stock funds, index funds, linked funds, ETF funds, LOF funds and FOF funds according to investment targets.