Speaking of the hottest investment and financial management channel this year, it must be the purchase of funds. Not only the old investors who have been retail investors of leeks for many years finally want to open up and hand over the money to professional fund managers to take care of it; There are still many investment whites who are greedy when they see the fund's rate of return. This is not what you see. Since the second half of last year, how many times have the words fund and A-share been searched in Weibo? The newly launched funds are getting bigger and bigger. What is even more exaggerated is that they can also raise full funds, which is enough to show the high confidence of everyone in financial management and the fiery degree of the capital market, especially the fund business.

back to the topic, why do funds make so much money? This is about the essence of funds. What we are talking about at present are actually securities investment funds, which are generally managed by a fund manager or a team of fund managers. The investment target is the securities market, and in order to avoid risks, certain products with fixed returns such as deposits, bonds or bank wealth management will be allocated. Smart, you can actually see it when you see it here. The fund is essentially buying stocks, but why do you become leeks when you buy them and the fund can make money? This is because on the one hand, fund managers are professionals, and the opening hours are all marked, and the thoughts spent in them are much more than those of ordinary small retail investors. In the choice of targets, fund managers often choose blue-chip stocks and white-horse stocks such as industry leaders with outstanding performance or advanced technology as investment targets, while retail investors are easily concocted by listed companies? Sugar-coated shells? Deceived, bought confused and cut indecisively, and finally got deeper and deeper.

on the other hand, what are the funds raised by a fund? Gather sand into a tower? There are hundreds of millions, billions and even hundreds of billions of funds at present. Such a huge amount of funds will inevitably have an impact on the stock price. Some Big Mac funds are even larger than the current total market value of the stocks they invest in, so it is easy to raise the stock price. Not to mention the phenomenon of holding a group of funds that has just been pointed out. I believe that the scene of holding a group of stocks for several consecutive years but many small stocks falling one after another is still vivid!

of course, there is an old saying? Investment is risky, so be cautious when entering the market? As a high-risk investment method, funds are also likely to lose money. The tickets managed by many poor fund managers have long been in a situation of low yield or even negative return. However, in the long run, the fund is still a relatively stable investment means as long as you can hold the ticket, endure loneliness and make up the position at a low level.