medical special balance, that is, medical account balance, is an account established by medical institutions for the insured. This account transfers part of the medical insurance paid by individuals and the medical insurance expenses paid by employers into this account, and the balance of this account can only be used to pay the expenses that should be borne by individuals in outpatient service, drug purchase in pharmacies and hospitalization medical expenses, and cannot be withdrawn in cash or used for other purposes.

How to use the balance of medical account in social security:

1. Medical expenses that are not covered by medical insurance reimbursement and need to be borne by individuals can be paid by medical insurance personal account;

2. The purchase of medicines such as quasi-brand medicines and Chinese herbal pieces can be paid with the personal account of medical insurance;

3. Vaccinate for physical examination;

4. Buy commercial health insurance.

to sum up, the balance of the special medical account is actually the source of funds for the comprehensive health sub-account of the insured. You can draw funds from it every month to buy medicines for physical examination, and there is also interest and other legal income from this account. Usually, if we want to go to the pharmacy to buy medicine or go to the hospital for physical examination, we can pay with this balance.

Legal basis:

Article 66 of the Social Insurance Law of the People's Republic of China

The social insurance fund establishes its budget according to the overall level. In addition to the basic medical insurance fund and maternity insurance fund budget combined, other social insurance fund budgets are compiled separately according to social insurance projects.

article 23

employees shall participate in the basic medical insurance for employees, and the employer and employees shall pay the basic medical insurance premiums in accordance with the state regulations.

individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employing unit and other flexible employees can participate in the basic medical insurance for employees, and individuals will pay the basic medical insurance premium according to state regulations.