1. Different financial regulations are different. For example, fund subscription: the fund subscription is generally confirmed on T+ 1 trading day, and the share can be inquired on T+2 trading day (some QDII funds need to be confirmed on T+2 and inquired on T+3). If the subscription is a fund, it needs to be within business hours. From Monday to Friday between 9: 00 am and 3: 00 pm, the purchase can be confirmed at that time. If it is not this time, the confirmation will be delayed.

The second is the wealth management products of other financial institutions.

You can go to financial institutions during working hours.

Third, if there is no time limit for online financial management, there is no need for bank confirmation.

Wealth management products are a kind of wealth management products designed and issued by commercial banks and formal financial institutions, which invest the raised funds in relevant financial markets, purchase relevant financial products according to product contracts, and then distribute them to investors according to contracts.

RMB wealth management product refers to a wealth management product designed and issued by commercial banks themselves. The raised funds are put into relevant financial markets and purchased related financial products according to the product contract, and then distributed to investors according to the contract. Its essence is the process of issuing trust beneficiary certificates in the capital market for financing based on the future cash flow of the underlying assets.

How to choose the right financial products?

1. Familiar with all kinds of wealth management products. Understand the risks. What are the risks of this product? What is the risk?

2. Understand profitability. What are the benefits of this product? What is the highest income and what is the lowest income.

3. Understand liquidity. Is this product ready-to-use, or is it regular for months or years? If it is regular, what will be the loss if it is taken out halfway?

4. Choose the right financial products according to your own needs. If there is a demand for buying a house in the next three years, you can choose regular wealth management products, so the income will be higher.

5. Establish a financial framework. Choose the financial products that suit you, and then form your own financial framework. For emergency use, high-yield use and storage use.