Equity funds mainly invest in stocks. If there is a bear market crash in the stock market, most stocks will plummet, and the fund's income will naturally not be very good. For investors, it is best not to invest when the stock market plummets, but to buy funds when it falls to a low level, which can reduce the investment risk.

In addition, investment can also refer to the following indicators when choosing funds.

1, standard deviation: the smaller the standard deviation, the smaller the fluctuation risk;

2. Beta coefficient: Beta coefficient is less than 1, so the risk is small;

3. Sharp ratio: the higher the better, the higher the index, which means that the higher the return of the fund after considering risk factors;

4. Investment experience of fund managers: The investment experience of general fund managers can be used for reference.