The composition of the personal account amount of the basic medical insurance fund: 1. The basic medical insurance fund paid by the individual (base × 2%) is transferred to the personal account in full; 2. The basic medical insurance fund paid by the unit (base × 9%) is proportional to (

0.4% - 4%) transferred to personal account Working personal account = base × 2% + base × (0.8% ~ 4.8%) Personal account of retired employees: The personal account of retired employees over 70 years old is 110 yuan per person per month, 70 years old

The personal accounts of the following retirees are credited at RMB 100 per person per month.

The units are allocated proportionally: 0.8% for those under 35 years old; 4.3% for retirees under 70 years old; 1% for retirees over 35 years old (inclusive) and under 45 years old; 4.8% for retirees over 70 years old (inclusive); and over 45 years old (inclusive)

2%.

1. Scope of use of medical insurance cards: When insured employees seek medical treatment and purchase medicines in designated hospitals and pharmacies, they can swipe the card on the POS machine with the password, but they cannot withdraw cash or make transfers.

2. Medical insurance card balance inquiry: Insured employees can inquire the balance by dialing the phone, or at Bank of China Savings Bank or designated hospitals and pharmacies in urban areas.

You can also log in to the social security inquiry system online to inquire.

3. Medical insurance card transaction inquiry: Insured employees can go to the savings bank of Bank of China to print medical insurance card transaction records, including personal account fund allocation records and consumption records, with their ID cards and medical guarantees.

If you have any questions about transaction records, you can go to the Retail Business Department of Bank of China for inquiries.

4. Medical insurance card password: If insured employees change their password, they can call to change it, or they can go to the Bank of China Savings Office with their ID card to change it.

If insured employees forget their passwords, they can report the loss of their original passwords to the Bank of China Savings Office with their ID cards and change their passwords.

5. Keeping the medical insurance card: Insured employees should keep the medical insurance card properly. If it is lost accidentally, please immediately go to the unit to issue a certification letter and go to the medical insurance office to stamp it for confirmation. Then report the loss to the Bank of China Savings Office with your ID card and apply for a replacement.

Card procedures, you can get a new card after 7 days.

6. Note: When the number of medical insurance card transactions reaches 60, insured employees must go to the Bank of China Savings Office to print the transaction records, otherwise, the use of the card will be stopped.

After the transaction record is printed, the card can continue to be used.

In the pharmacy, you are 100% responsible for it, and only when you are hospitalized can you enjoy the reimbursement ratio (it must be covered by medical insurance).

If hospitalization is covered by medical insurance, the reimbursement range will be between 55% and 65% based on the actual amount of expenditure. For example, if you spend 10,000 yuan, the reimbursement range will be between 55% and 65%.