For example, when the fund is in 2 yuan, it will receive a dividend of 50 points.

Net unit value: 2-0. 5= 1。 five

Cumulative net value: unaffected, it is still 2.

So sometimes you can see that the cumulative net worth is 3 4 yuan, and the unit net worth is only 1 yuan, so he often pays dividends or splits.

As for online banking, it is relatively safe. You often change your password, and then be careful not to go to public places, such as Internet cafes. Then check and kill viruses regularly, and don't download unknown software at will. Also, many banks now have dynamic password cards, and the passwords entered are not only set by themselves, but also the password cards given to you by the banks. Every time, the password on your card is randomly selected. As long as they stick with you, even if you crack your own password, it will be more difficult for you to pass the latter level. Relatively safe.