You can't use it directly. If you want to use medical insurance personal accounts and family members, that is, family members, you need to establish a medical insurance personal account first, then transfer the money from the medical insurance card personal account to the medical insurance personal account, and then bind the medical insurance personal accounts of other family members, so that family members will still directly brush their own medical insurance when buying medicines.

Legal basis:

"Regulations on the supervision and administration of the use of medical insurance funds" Article 41 If an individual has one of the following circumstances, the administrative department of medical security shall order him to make corrections; Causing losses to the medical security fund, shall be ordered to return; For those who belong to the insured, the online settlement of medical expenses will be suspended for 3 months to 12 months: (1) using my medical insurance certificate as an alias for others; (two) repeated enjoyment of medical security benefits; (3) Selling drugs by taking advantage of medical security benefits, accepting cash or physical return or obtaining other illegal benefits. Individuals commit one of the acts specified in the preceding paragraph for the purpose of defrauding the medical security fund, resulting in the loss of the medical security fund; Or using another person's medical security certificate to seek medical treatment or purchase medicine; Or by forging, altering, concealing, tampering with, destroying medical documents, medical certificates, accounting vouchers, electronic information and other related materials or fictional medical service items, in addition to being dealt with in accordance with the provisions of the preceding paragraph, the administrative department of medical security shall also impose a fine of not less than 2 times but not more than 5 times the amount defrauded.