Withdrawal and cancellation of provident fund means that the depositor goes to the provident fund withdrawal department to go through the withdrawal procedures according to the requirements of provident fund withdrawal, and transfers the amount of the provident fund account to the personal account and goes through the marketing procedures. Similarly, the cancellation procedure of housing provident fund must be handled through the remittance unit.

1. If the household registration is transferred from other cities and the household registration is not local, you can apply to cancel the local Hong Kong fund account and withdraw all the balance in the provident fund account at one time when you leave the city where the provident fund is paid.

2. Withdraw the household registration from the local household registration. When moving the household registration to other cities, bring your ID card, provident fund card (or joint provident fund card) and proof of household registration to the local housing provident fund management center to cancel the account and withdraw the amount in the account in full at one time.

3. If a foreign country or Hong Kong, Macao and Taiwan settles down and cancels its account, and if it is a local household registration, or if it settles down or immigrates to an overseas city or Hong Kong, Macao and Taiwan, you can cancel the provident fund account with your ID card, provident fund card (or joint provident fund card) and certificate of account cancellation (or permanent residence certificate), and withdraw the amount in the account in one lump sum.

4. Unemployed people who are older and whose provident fund accounts have been sealed for more than two years, who have local household registration, men over 5 years old and women over 45 years old, and whose housing provident fund accounts have been sealed for more than two years, can bring their ID cards, provident fund cards (or provident fund co-branded cards) and unemployment certificates, and withdraw the account balance at one time after canceling their accounts.

5. If you retire early and cancel your account, and you have not reached the legal age, you can bring your ID card, provident fund card (or joint provident fund card) and retirement certificate to provide the balance of the provident fund account in full at one time.

6. When reaching retirement age, cancel the household registration, or apply for the retirement household registration in the local area. After reaching legal age, bring your ID card and provident fund card to cancel the household registration.

What are the conditions for withdrawing the provident fund?

1. Employees who have completely lost their existing labor ability or terminated their labor cooperation relationship with the unit are eligible to withdraw the provident fund. After all, employees who have retired or completely lost their labor ability can withdraw the provident fund.

2. The employees of the company are in the low living security range of residents, and their family economic situation is not very optimistic. Those employees who enjoy the urban poverty relief treatment have the conditions to withdraw the provident fund.

3. If the relevant personnel go abroad to settle down or settle in Hong Kong, Macao and Taiwan, they need to provide proof of leaving the country to settle down.

4. If the registered permanent residence moves out of this city, the provident fund can be withdrawn. At that time, it is necessary to provide the certificate of registered permanent residence movement issued by the public security department and the ID card of the drawee.

5. If the employee of the company has died, this article is similar to the one mentioned before, which means that the employee has lost the ability to work after retirement.

Legal basis:

Regulations on the Management of Housing Provident Fund

Article 11 The housing provident fund management center shall perform the following duties:

(1) Prepare and implement the plan for the collection and use of housing provident fund;

(2) To be responsible for recording the deposit, withdrawal and use of employee housing provident fund;

(3) Responsible for the accounting of housing provident fund;

(4) to examine and approve the withdrawal and use of housing provident fund;

(5) Be responsible for maintaining and returning the housing accumulation fund;

(6) to prepare a report on the implementation of the plan for the collection and use of housing provident fund;

(7) to undertake other matters decided by the housing provident fund management Committee.