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How to handle maternity insurance
The process of maternity insurance is as follows:

1. Before enjoying the maternity allowance, the unit needs to apply for maternity insurance, and it needs to prepare three forms, namely, the summary of the application for basic pension, work injury and maternity insurance for enterprise employees, the social security registration form, and the increase or decrease of pension, work and maternity insurance personnel. There are three forms prepared by enterprises;

2, by the unit with the three forms to the social labor insurance department to declare, the labor insurance department accepted, the two forms will be returned after the seal;

3, wait until next month, the unit can pay maternity insurance premiums for new employees normally, and go to the tax department to pay;

4. Handling medical certificates: After pregnancy, the employer will bring relevant materials to the social labor insurance department for handling;

5. After giving birth to children, female employees shall submit materials to the social labor insurance department for insurance payment within 30 days before the expiration of maternity leave;

6. The materials of insurance payment mainly include: maternity information, identity certificate information, birth certificate, hospital diagnosis certificate, medical settlement list, etc.

7, to be audited, according to the application form of maternity insurance for employees of urban enterprises;

8. After being approved by the social labor insurance department, you can bring relevant documents to the social security department to receive maternity insurance reimbursement.

Maternity insurance benefits are as follows:

1. Maternity allowance: Maternity allowance is the salary of female employees during maternity leave. If the maternity allowance is lower than my salary standard, the difference will be made up by the enterprise. Maternity allowance is calculated according to the payment base of the month when female employees give birth divided by 30 and multiplied by the number of days of maternity leave;

2 employees who have participated in maternity insurance for a total of one year are still insured at birth and enjoy maternity insurance benefits according to relevant regulations;

3, maternity insurance benefits maternity allowance payment standards, based on the average monthly salary of employees in the previous year, according to the provisions of the holiday maternity allowance;

Workers in any of the following circumstances can enjoy maternity allowance in accordance with state regulations:

1, female employees enjoy maternity leave;

2. Enjoy family planning operation leave;

3. Other circumstances stipulated by laws and regulations.

Legal basis: Article 8 of the Special Provisions on Labor Protection for Female Workers.

Maternity allowance for female employees during maternity leave shall be paid by the maternity insurance fund according to the standard of the average monthly salary of employees in the previous year; Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave.

Medical expenses incurred by female workers in childbirth or abortion shall be paid by maternity insurance fund according to the items and standards stipulated in maternity insurance. Did not participate in maternity insurance, paid by the employer.