1. Treasury bonds: The threshold for purchasing treasury bonds is 200,000 yuan and 300,000 yuan. You can invest 100 yuan to purchase treasury bonds, and the yield is higher than that of bank time deposits, which is highly safe.

2. Funds: RMB 6.5438+0 million can be used to buy money funds, bond funds, index funds and mixed funds. However, it should be noted that different fund products have different risks and high-yield risks.

3. Stocks: Stocks are high-risk investments. It is not recommended to invest in the stock market because you do not have certain investment knowledge and skills.

4. Bank deposits: Now many banks have raised the interest rate of time deposits a lot in order to absorb savings. If the funds are idle for a long time, it is ok to deposit them in the bank as time deposits.