1, returned, returned;
2, completely or partially lose the ability to work, and terminate the labor relationship with the unit;
3. Go abroad to settle down;
4, workers and units to terminate the labor relationship and housing provident fund account sealed for half a year, not in the local or remote re-established provident fund account and stable deposit;
5. The employee dies or is declared dead;
6, purchase, construction, renovation, overhaul occupied housing;
7. Repaying the principal and interest of housing loans;
8, the occurrence of critical illness and other emergencies, resulting in serious difficulties in family life;
9, enjoy the minimum living guarantee for urban residents;
10, there is no self-owned housing in this city;
1 1, adding elevators to existing houses;
12, other circumstances stipulated by laws, regulations and rules.
Fuyang housing provident fund extraction procedures:
1. When an employee submits an application for housing provident fund withdrawal to the unit with the withdrawal certificate, the unit shall verify it and issue an application form for housing provident fund withdrawal with official seal to the employee who meets the withdrawal conditions;
2. The employee shall go to the relevant branch of the center for extraction and approval with the original "Application Form for Extraction of Housing Provident Fund", my housing provident fund card and relevant supporting materials. The center shall, within three working days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal;
3. Each branch of the center will review the extracted certification materials and amount. After passing the examination, except in special circumstances, the extracted funds will be deposited into the employee's own housing provident fund card in real time.
To sum up, the extraction condition of Fuyang housing provident fund is retirement; Completely or partially lost the ability to work, and terminated the labor relationship with the unit; Serious illness and other emergencies have caused serious difficulties in family life.
Legal basis:
Article 24 of the Regulations on the Management of Housing Provident Fund
In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.