30-day Huaxia Wealth Management A00 1057 belongs to bond fund, and Huaxia Wealth Management 000343 belongs to monetary fund (active treasure, similar to Yu 'ebao), with different returns, as shown in the figure.

2. Asset liquidity

Lifetime treasure is a product that can be withdrawn at any time, and 30-day A is a closed-term product, depending on your demand for cash liquidity;

3. Safety

The security of monetary wealth management products is higher than that of bond products, and the security of bonds is also good at present. These two products belong to low-risk financial management.

4. Some suggestions on financial management

Near the end of the year, the liquidity of banks is tight and the market reappears "money panic". At present, the annualized income of 180-day short-term wealth management products is basically around 5%. Last Thursday (65438+February 19), the highest interest rate in the reverse repurchase market of Shanghai government bonds reached 17.2.

The main structure of family financial management should be that value preservation is the primary factor. How to increase the value if you can't preserve the value? There are long and short terms, so don't be fooled by high returns. Income and risk are twin brothers and sisters.

For your reference, I hope it will help you. If you have any other questions, you can ask questions or write privately, and hope to adopt them.