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Notice on Transfer and Continuation of Employees' Endowment Insurance

Subjectivity of law:

Relevant regulations have been made on the transfer of the pension insurance relationship when the insured persons move across provinces and work in cities and towns, so as to ensure the smooth transfer and continuity of the pension insurance relationship of the floating employees. Procedures for the transfer of cross-provincial mobile employment of insured persons and the continuation of the old-age insurance relationship: 1. Before the cross-provincial mobile of insured persons, the social security institution of the original insured place shall issue the basic old-age insurance payment certificate; 2. After the insured person flows across provinces, he shall establish a basic old-age insurance relationship in the new employment place according to the regulations, and submit an application for transfer and continuation to the social security agency in the new employment place, show the payment certificate of basic old-age insurance, and fill in the application form for transfer and continuation of basic old-age insurance relationship; 3. The social security institution of the new employment place accepts the application form and relevant materials and reviews them. In line with the transfer and connection, the basic old-age insurance relationship transfer and connection contact letter should be generated within 15 working days from the date of acceptance, and sent to the social security institution of the insured person's original insured place; 4. The social security institution of the original insured place shall complete the following procedures within 15 working days from the date of receiving the contact letter: (1) Check the relevant information and generate the basic old-age insurance relationship transfer and connection information table; (2) Handling fund transfer procedures; (3) transmit the information form to the social security institution of the new employment place; (4) terminate the basic old-age insurance relationship of the insured in the local area. 5. Within 15 working days after receiving the information form and the transfer fund, the social security institution of the new employment place shall complete the following continuation procedures: (1) Check the information form and the amount of the transfer fund; (2) The amount of the transfer fund shall be separately included in the overall fund and the personal account of the insured according to the regulations; (3) according to the information table and the materials provided by the employer or the insured, supplement and improve the relevant information; (4) notify the employer or the insured of the completion of the case. Legal objectivity:

If you participated in the old-age insurance for urban workers while working in other places, and now you are working in another city, your old-age insurance relationship can also move with people! Before the Interim Measures for the Transfer and Continuation of the Basic Endowment Insurance Relationship for Employees in Urban Enterprises was implemented, this pension insurance relationship could not flow with people. At present, after the promulgation of this method, all localities have conscientiously implemented it in light of the actual situation. The measures will be implemented on January 1, 21, aiming at effectively protecting the legitimate rights and interests of employees participating in the basic old-age insurance for urban enterprises, promoting the rational allocation and orderly flow of human resources, and ensuring the smooth transfer and continuity of the basic old-age insurance relationship when the insured personnel move across provinces and are employed in cities and towns. The measures are applicable to all personnel participating in the basic old-age insurance for employees of urban enterprises, including migrant workers. Those who have received basic old-age insurance benefits according to state regulations will no longer transfer the basic old-age insurance relationship. 1. Transfer 12% of the units in different places to pay fees, so you don't have to run around for the transfer. China's basic old-age insurance system implements the mode of combining social pooling with individual accounts, and employers and individuals pay the same fees. In the past, the insured transferred the pension insurance relationship across regions, only to the individual account, not to the unit payment. From the practical situation, the transfer place should bear the responsibility of issuing the basic pension for the transferred personnel in the future, and it will not be paid by the unit at all, so the financial pressure for long-term payment is greater. Considering the balance of funds between the transfer-in place and the transfer-out place, the current period and the long-term period, the measures stipulate that the insured will transfer 12% of the unit contributions in addition to the transfer of personal accounts for cross-provincial employment. At present, the unit rate in most areas is 2% of the salary base, and in a few areas it is less than 2%. In this way, most of the unit contributions are transferred to the transfer place with the inter-provincial mobile employment, which reduces the long-term capital payment pressure in the future; A small part of the unit payment is reserved for the transfer place to ensure the basic pension payment in the current period. It is time-consuming and laborious to let the mobile insured go to and from different regions to handle the transfer and connection procedures of the basic old-age insurance relationship. The measures stipulate that migrant workers leave the original insured place, and social security agencies should issue a unified style of insurance payment vouchers; After the insurance payment is made in the new employment place, as long as the application for transfer and continuation is filed, all procedures will be handled by the social security agencies of the two places concerned. At the same time, Ministry of Human Resources and Social Security has also published the contact information of all social security agencies at or above the county level for relevant personnel to inquire about their insurance payment and transfer information. 2. Clearly define the place where they receive benefits, and migrant workers don't need to "surrender". According to the principle of "uniqueness", the responsibilities of the relevant areas are determined in turn, that is, when the registered residence of the insured person is consistent with the last insured place, they will go through the formalities of receiving benefits at the registered residence and enjoy the basic old-age insurance benefits; When the household registration location is inconsistent with the last insured place, if you have been insured at the last insured place for 1 years, you will receive treatment at the last insured place; If you have been insured for less than 1 years at the last insured place, you will be pushed forward in turn to the insured place where you have been insured for 1 years to go through the formalities for receiving benefits; If all localities have been insured for less than 1 years, they will go through the formalities of receiving treatment at the place where they are registered. This will help to eliminate the phenomenon that in the past, due to unclear responsibilities between regions, individual transfer places and transfer places often shirked each other. In short, every insured person who has paid for more than 15 years can receive a basic pension in one place. For example, a migrant worker in Jiangxi has been employed in cities and towns in Fujian, Guangdong and Zhejiang, and has paid insurance premiums for five years each. When he reaches the age of legal treatment in the country, he can receive the basic pension on a monthly basis because the accumulated payment period has reached 15 years. Since he has been insured in the three places for less than 1 years, Jiangxi Province, where his household registration is located, is responsible for issuing the basic pension, and the social security agencies in the three places should transfer the corresponding funds to Jiangxi Province according to regulations. However, if he has transferred his household registration to Zhejiang, the last place to participate in the insurance, then Zhejiang Province will be responsible for issuing the basic pension, and other two provinces should transfer the corresponding funds to Zhejiang Province according to regulations. 3. Multi-site insurance, pension calculation The basic pension for employees of urban enterprises in China is unified nationwide, including basic pension and personal account pension. Among them, the personal account pension is calculated by dividing the accumulated savings in my personal account by a certain coefficient, which is the same for migrant workers and workers with stable employment. As long as you pay more, the personal account has more savings, and this part of the pension level will be high. The calculation of basic pension, that is, the index of payment wage is calculated based on the correspondence between my annual payment wage and the average wage of local employees in each year, from which my indexed payment wage is calculated, and then the average value is calculated with the average wage of local employees in the previous year, which is used as the base for calculating the basic pension; Pay 15% of the base for 15 years, and pay 1% more for one year. The method adheres to this calculation method, but further clarifies that the annual payment wages of migrant workers in each insured place should be calculated according to the average wages of employees in each year corresponding to the final treatment. This not only ensures the unification of national policies, but also is a relatively simple method. For migrant workers who no longer return to the city for employment after returning home, the general principle stipulated in the measures is that their records and personal accounts of insurance payment in cities and towns are all valid; If the cumulative payment period is 15 years or more, after reaching the national statutory retirement age, the basic pension can be calculated and paid like urban workers; If the prescribed conditions are not met, the relevant rights and interests records and funds of urban insurance can also be transferred to the new rural social endowment insurance system; In short, it is to prevent their existing rights and interests from being damaged. However, in view of the fact that the new rural endowment insurance system has just begun to be piloted, the state will separately study and formulate specific policies on the connection between urban and rural migrant workers' endowment insurance. With the aggravation of China's aging, the seriousness of the problem of providing for the aged is highlighted in an all-round way. Therefore, the purpose of the state's introduction of this method is to solve the current problem of providing for the aged in China. The implementation of the old-age insurance method is related to everyone's pension problem, so it is very necessary to interpret the policy in detail!