The unit net value can be calculated by subtracting the net value at the time of purchase from the current net value and multiplying it by the share held, and the income can be obtained. Unit net value is the full name of fund unit net value, which refers to the calculation basis of open-end fund subscription share and redemption amount. The calculation formula is: fund unit net value = (total fund assets-fund liabilities)/total fund shares.
Extended data
I. Principles of Fund Assets Valuation
1. Listed stocks and bonds shall be calculated according to the closing price on the calculation day. If there is no transaction on that day, it shall be calculated according to the closing price of the latest trading day.
2. Unlisted stocks are calculated at cost price.
3. Unlisted government bonds and unexpired time deposits are calculated according to the accrued interest plus principal on the valuation date.
4. In case of special circumstances, it is impossible or inappropriate to determine the asset value in accordance with the above provisions, the fund manager shall handle it in accordance with the relevant provisions of the state.
Second, matters needing attention in purchasing funds
1. Arrange the proportion of fund varieties according to their own risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.
2. Don't buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.
3. Post-maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.
4. Don't care too much about the net value of the fund when buying a fund. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.
5. Don't "love the new and hate the old" and don't blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.
6. Don't buy bonus funds unilaterally. Fund dividend is the return of investors' previous income, so it is more reasonable to change the dividend method to "dividend reinvestment" as far as possible.
7. Don't talk about heroes by short-term ups and downs. It is obviously unscientific to judge the pros and cons of the fund by short-term ups and downs, and it is necessary to make a comprehensive evaluation of the fund in many aspects and conduct a long-term investigation.
8. Flexible choice of investment strategies such as steady and worry-free fixed investment and affordable and simple dividend conversion.