Class A money fund: for small households, that is, retail investors. Generally, there is no limit on the number, and the reserved share is less than 6.5438+million, which is a class A monetary fund.

Category B monetary fund: for large subscription, the fund share is generally required to be more than 6,543,800+million.

2. The threshold for purchase is different.

The subscription threshold of Class A money funds is relatively low, usually starting from 65,438 yuan+0,000 yuan, and the subscription threshold of a few money funds such as CEIBS and ICBC is reduced to 65,438 yuan+0,000 yuan.

The starting investment threshold of Class B money funds is relatively high, usually 5 million yuan.

3. The minimum reserved share in the sales organization is different.

The minimum reserved share of Class A money funds in sales organizations is 1000.

The minimum reserved share of Class B money funds in sales organizations is 5 million (or 6.5438+million).

4. The sales service fee is different

The sales service fee charged by Class A money funds is 0.25%.

The sales service fee charged by Class B money funds is only 0. 1%.

Data inflation money fund is an open-end fund that gathers idle social funds, is operated by fund managers and kept by fund custodians. Different from other types of open-end funds, money market instruments that specialize in investing in low risks have the characteristics of high security, high liquidity, stable income and "quasi-savings".

Due to the emergence of digital currency, a new type of money fund-virtual money fund has appeared in the field of money fund.

References:

Baidu Encyclopedia-Monetary Fund